PI

Why Every Lawyer Needs Professional Indemnity Insurance

by Admin

Mistakes happen — even to the most experienced professionals.

As a legal practitioner, one overlooked clause, misinterpreted statute, or miscommunicated instruction could lead to a costly legal claim. Professional Indemnity Insurance (PI Insurance) is not just a good-to-have — it’s essential protection for your practice, your reputation, and your peace of mind.

What Does PI Insurance Cover?

This insurance is designed to indemnify lawyers or law firms against legal liabilities arising from:

• Negligent acts, errors, or omissions in professional services

• Legal defence costs

• Libel, slander, or defamation

• Loss of documents entrusted to you

• Employee dishonesty or fraud (subject to terms)

In short: it protects you from the financial consequences of professional mistakes.

Why Is It So Important?

Without PI coverage:

• You may be personally liable for client losses or legal costs.

• Even honest mistakes can lead to claims of misconduct or negligence.

• Defending such claims can be stressful, costly, and time-consuming — even if you’re not at fault.

Whether you’re a sole practitioner or part of a legal firm, PI Insurance offers a safety net that lets you focus on serving clients — without fear of financial ruin.

Key Things to Know:

• Most PI policies operate on a claims-made basis — the claim must be made while your policy is active.

• Exclusions usually include prior known issues, contractual liabilities, or intentional acts.

• Coverage limits, deductibles (excess), and wording vary across insurers.

That’s why it’s important to review your policy carefully or speak with a qualified insurance advisor.

Want Peace of Mind?

We work with multiple insurers to help you find the right coverage — tailored for legal professionals, including East Malaysia.

👉 Need a quote? Questions about coverage?
Contact us and we’ll guide you step-by-step.

Professional Indemnity Insurance — For Doctors

by Admin

Being a medical professional comes with great responsibility — and sometimes, unavoidable risks.

A single mistake, miscommunication, or even a patient’s perception can lead to legal action.

That’s why every doctor should be protected by Professional Indemnity Insurance.

Why You Need It:

• 🛡️ Legal Liability Coverage
  Covers claims made against you for alleged negligence, errors, or omissions in the course of your medical practice.

• ⚖️ Litigation Support
  Includes legal fees, court attendance, and settlement costs, so you can focus on your patients — not on paperwork or courtrooms.

• 🏥 Protection for Private Practice
  Whether you’re working in a clinic or hospital, this insurance supports both full-time and part-time private medical practice.

Real Risk. Real Protection.

Even with the best skills and intentions, things can go wrong. And in today’s world, lawsuits are not just rare events — they are real possibilities.

Without coverage, you could face:

• Hefty legal costs

• Personal financial losses

• Damage to your reputation

Customised for Medical Professionals

Different plans for:

• General Practitioners

• Specialists

• Surgeons

• Dentists

• Locum Doctors

• Allied Health Practitioners

Coverage may include retroactive protection and worldwide territory, depending on your needs.

The Bottom Line:

✅ Affordable premium
✅ Mandatory for MMC Annual Practicing Certificate renewal
✅ Peace of mind to focus on saving lives

Want to learn more or request a quotation?
📞 Contact us directly — we’re here to help you choose the right protection.