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Negligent Cases That Are Unclaimable
Negligent Cases That Are Unclaimable
Negligent Cases That Are Unclaimable — What You Must Know Before You Drive Some accidents may seem minor — but one careless mistake could cause your insurance claim to be completely denied. We’re not just talking about major crashes or illegal racing. Even small oversights like having an expired license or carrying too many passengers […]


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Waiver of Betterment — Drive Worry-Free with Full Repairs
Waiver of Betterment — Drive Worry-Free with Full Repairs
🚗 What is Betterment? When your car is damaged and needs repairs, sometimes brand new original parts are used to replace old ones. This may leave your car in better condition than before the accident. In such cases, insurance companies may require you to pay a portion of the repair cost — this is called […]


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What Is Compulsory Excess in Private Car Insurance – And When Does It Apply?
What Is Compulsory Excess in Private Car Insurance – And When Does It Apply?
What is “Compulsory Excess”? If you ever need to make a car insurance claim, excess is the portion of the cost that you, the policyholder, have to pay first before your insurer covers the rest. Now here’s the twist:There’s something called “Compulsory Excess” – an additional RM400 you must pay under specific conditions, no matter […]


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